Loan Process

Our goal is to help you make the right decision at the time of education, qualification and after counseling. By the time you take an application, you should feel confident in your decision to proceed. While your advisor will work hard to move your process along as efficiently as possible, you are never obligated at any stage through underwriting to close the loan.


Our licensed loan officers spend as much time as you need by phone, or in person, to learn about your lifestyle, concerns, goals, and financial situation.

Required Counseling

Speak with an FHA Counseling Agency. Required HUD Counseling assures comprehensive understanding of a reverse mortgage.


Now we complete your file and application, review disclosures, and discuss the best loan product, loan terms, and fees that best suit your circumstance.

Processing & Underwriting

We’ll ask you to provide us additional documentation to prepare for underwriting. Depending on you, this process is the easiest and quickest.


Your loan closing is scheduled with a title company or escrow agent most convenient for you. We’ll confirm your payment plan and ready you to sign documents.