Home-In-One 0% Down

Home-In-One is a Norcom program for First Time Homebuyers in the State of Connecticut Only. This is a 100% financing with no mortgage insurance, income limits apply.

Borrower Benefits and Program Details

  • Borrower must be a First Time Homebuyer
  • Available for purchase only
  • NO DOWN PAYMENT REQUIRED
  • Must have 2 months liquid reserves for a single family home and 4 months liquid reserves for a 2-4 Family home
  • Primary Residences Only
  • 1-4 units, Condos and Planned Unit Developments
  • Minimum FICO score of 660
  • Cash for down payment and closing costs can come from gifts. Must contribute at least 1% of your own funds to the transaction (closing costs or down payment)
  • All charge offs and collections must be paid prior to closing
  • Income eligibility limits apply
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PLEASE NOTE: LOAN PRODUCTS AND THEIR GUIDELINES CAN CHANGE AT ANY TIME.

DISCLAIMER: This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under underwriting requirements and satisfy all contingencies of loan approval. Rates and terms subject to change without notice. Norcom Mortgage NMLS ID # 71655 (www.nmlsconsumeraccess.org)